Even if you got aearlier in 2020, your eligibility to get a could change with a new round of payments. The requirements would come down to in a financial rescue bill that included .
Democrats and Republicans floated a series of proposals over the summer and fall that offered changes to at least three of the eligibility rules, which could get your familythan before. In one instance, an could prompt the IRS to send out more payments to an entire group of people.
Your, the of people in your household, whether you , your and could all determine your eligibility. (Some people may be owed a .)
Confused yet? We’ll do our best to clear it all up below. And for further reading, learn how the new. We recently updated this story.
Here’s who might be eligible for a second stimulus payment
We’ll start with this list we’ve gathered and break down more details for groups who fall into these categories.
It’s possible that if a second stimulus check is approved, it’ll follow many of the guidelines from the CARES Act thatin March. But it will probably also draw some changes from the . Neither of those proposals is law.
Who could qualify for a second stimulus check
|Qualifying group||Likely to be covered by the final bill|
|Individuals||An AGI of less than $99,000 (Same as CARES)|
|Head of household||An AGI of less than $146,500 (Same as CARES)|
|Couple filing jointly||An AGI less than $198,000 (Same as CARES)|
|Dependents of any age||No limit (HEALS proposal; up to 3 in Heroes)|
|US citizens living abroad||Yes, same as CARES|
|Citizens of US territories||Likely, with payments handled by each territory’s tax authority (CARES)|
|SSDI and tax nonfilers||Likely, but with an extra step to file (more below)|
|Uncertain status||Could be set by court ruling or bill|
|Incarcerated people||Excluded under CARES Act through IRS interpretation, judge overturned|
|Undocumented immigrants||Qualifying “alien residents” are currently included under CARES|
|Disqualified group||Unlikely to be covered by the final bill|
|Noncitizens who pay taxes||Proposed in Heroes Act, unlikely to pass in Senate|
|People who owe child support||Included in Heroes proposal, but excluded under CARES|
You wouldn’t have to live in the US or be an American citizen to qualify
You don’t resident aliens” and some people were eligible for a stimulus payment if they met a set of requirements.for the first stimulus check. The CARES Act stipulated that some permanent noncitizen residents, “
The Heroes Act, a proposal authored and backed by Democrats, called for undocumented immigrant residents of the US who pay taxes to also qualify. House Speaker Nancy Pelosi, the lead Democratic negotiator for the stimulus package, is said to be pushing for this group to be included in a .
Competing ways dependent qualifications could change
Three separate proposals have changed the language concerningand how much money you could see in a final check if you claim them on your taxes. would add $500 for each dependent, regardless of the person’s age.
Theseeks to largely keep the definition of a dependent restricted to “children” as defined in the bill, but it raises the value to $1,000, which would . The , approved in March, added $500 per each child under 17 years old. But unless your , children 17 and older and adult dependents, like a parent, were passed over.
The first proposal would benefit families with older dependents, while the second benefits younger families. We’ll show you how to.
A court ruling could give people who are incarcerated the chance to get a first and second payment
A class-action lawsuit in California could make a change to who gets a stimulus check. Specifically,if this ruling holds — or family members may be able to claim the checks on the individuals’ behalf.
What happens if you share custody of a child or owe child support?
Due to a specific rule, if you and the other parent of your child dependent alternate years claiming your child on your tax return, youin your first stimulus check, and in the second if that rule doesn’t change.
If you owe child support, your stimulus money may be garnished for arrears (the amount you owe).
Taxes play a part in your stimulus check eligibility
For most people,. For example, the most important factor in setting income limits is , which determines how much of the $1,200 for individuals and $2,400 for married couples you could receive if you meet the other requirements.
Ourcan show you how much money you could potentially expect from a second check, based on your most recent tax filing. Read below for your eligibility if you don’t typically file taxes.
As an older or retired adult, should you expect to get a stimulus check?
Many, received a first stimulus check under the CARES Act, and would likely be eligible for a second one. For older adults and retired people, factors like , , your pension, if you’re part of the (more below) and whether the IRS considers you a dependent would likely affect your chances of receiving a second payment.
What to do if you didn’t file a federal tax return in 2018 or 2019
People who weren’t required to file a federal income tax return in 2018 or 2019 may not have been required to file:under the CARES Act. If that guideline doesn’t change for a second stimulus check, this group would qualify again. Here are reasons you might
- You’re over 24, you’re not claimed as a dependent and your income is less than $12,200.
- You’re married filing jointly and together your income is less than $24,400.
- You have no income.
- You receive federal benefits, such as Social Security or Social Security Disability Insurance. See below for more on SSDI.
With the first stimulus check, nonfilers needed to provide the IRS with some information before they could receive their payment. (If you still haven’t received a first check even though you were eligible, the IRS has to use its Non-Filers tool through Nov. 21.) who may fall into this category but who haven’t requested their payment.
You receive SSDI: Will you still get another stimulus payment?
Those who are part of the Direct Express card, which the government typically uses to distribute federal benefits, but through a non-Direct Express bank account or as a paper check. SSDI recipients also need to use the IRS’ Non-Filers tool to request a payment for themselves and dependents.under the CARES Act. Recipients wouldn’t receive their payments via their
Who was not eligible to receive the first check?
From the payment authorized under the CARES Act, which became law in March, these groups were excluded:
For more, here’s what we know about the. We also have information on , , and .